Gillian @ Money After Graduation on Aug. 15, 2012, 7:43 a.m.

Great tips. Good for you for getting your stuff together, I recently graduated and always thought that it would have been so difficult to graduate when the economy was the worst. Kudos for getting through it smartly! And it's so true, when I was borrowing money I was NOT thinking how long it would take me to pay it back.. until I was so far in it was ridiculous.